228 loan - An Overview
228 loan - An Overview
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(E) Allocation with the greenback quantity of the Neighborhood improvement loan or Group enhancement financial investment to geographic places served via the loan or financial investment:
The Board evaluates a constrained intent lender's Group development financing overall performance in Just about every Point out or multistate MSA, as applicable pursuant to §§ 228.
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A bank matter to data reporting needs pursuant to § 228.forty two must incorporate in its general public file a written recognize the CRA Disclosure Statement pertaining on the lender, its functions subsidiaries, and its other affiliate marketers, if applicable, can be received to the FFIEC's Web-site at:
(A) Brings together the performance scores for every supporting conclusion for every big merchandise line into a product line rating; and
(iv) No matter if to solicit supplemental community input or need the lender to offer any added response to public enter previously acquired.
A substantial financial institution have to collect and sustain in Digital variety, as prescribed because of the Board, until the completion from the bank's next CRA assessment by which the data are evaluated, the subsequent details for every modest small business loan or modest farm loan originated or obtained from the lender during the analysis time period:
(B) The Board establishes that evaluation under the strategy wouldn't offer a far more meaningful reflection from the lender's history of assisting to meet up with the credit history desires of your lender's Neighborhood;
The Board assigns conclusions for the overall performance of a lender functioning underneath a strategic system pursuant to § 228.
Affiliated depository establishments supervised by the same Federal fiscal supervisory company may put together a joint prepare, presented that the plan features, for each lender, the applicable effectiveness exams that will implement inside the absence of the accredited plan.
) of this section in the identical calendar yr, of a Neighborhood growth loan refinanced or renewed inside of a calendar year subsequent into the calendar year of origination or purchase, as of December 31 from the calendar year for every year that the loan continues to be more info over the lender's harmony sheet; or an current community development expense renewed in a calendar year subsequent to your yr the investment decision was produced as of December 31 for each year which the financial commitment stays on the lender's stability sheet.
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) The array of retail banking companies and retail banking solutions available as a result of electronic shipping programs together with other shipping devices; and